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Gift T&C

1.  

Eligibility: The Gift feature is available to all verified users of the My Digi Gold platform with a sufficient gold balance.

2.  

Recipient Responsibility: The recipient must accept the gift within 48-72 Hrs of the gift transaction. If not claimed, the gifted gold will be refunded to the sender's Digi Gold account.

3.  

Transfer/Acceptance Responsibility: The Sender and Receiver both need to validate the transaction with OTP verification.

4.  

Revocable Transaction: Once confirmed, the gift transaction is final, the sender still would be allowed to cancel the gift transfer/transaction.

5.  

KYC & Regulatory Compliance: Both sender and recipient may be required to complete KYC as per regulatory norms if the gifted amount crosses a specified threshold.

6.  

Transfer Limits: My Digi Gold reserves the right to limit the number or value of gift transactions per day/month per user, to prevent misuse.

7.  

Service Fees: While the Gift feature is currently free, My Digi Gold reserves the right to introduce service fees with prior notification.

8.  

Digital Invoice: A unique Gift invoice is generated for every transaction and can be used for customer service or verification.

9.  

Platform Liability: My Digi Gold will not be responsible for issues arising from incorrect recipient details entered by the sender.

10.  

Modification of Terms: My Digi Gold may update these terms and conditions periodically. Users will be notified of any major changes via app/email.

11.  

Jurisdiction: In the event of any dispute or difference arising under these T&Cs, the matter shall be subjected to the jurisdiction of Kolkata High Court.